Travel insurance may not help. Epidemics are routinely listed among exclusions in most policies.

Moreover, travel insurance typically won’t cover what the industry calls “foreseeable events” — meaning if you can see a problem on the horizon, your policy may not apply.

Most travel insurers designated the coronavirus a “known and foreseeable event” as of late January, around the same time the Centers for Disease Control issued a warning about avoiding nonessential travel to China.

きょうの LA Timesから。

https://www.latimes.com/business/story/2020-03-03/column-coronavirus-canceling-travel-plans